severe weather Archives - Recoop Insurance

A Year in Review: 2024 Disaster & Insurance Trends

As we approach the end of 2024 and look back on the year, it’s clear that severe weather across the United States has become increasingly unpredictable. From raging wildfires and record-breaking hurricanes to devastating floods, the impact of these natural disasters has been felt by communities across the country. The financial burden imposed on families and businesses is growing heavier, which has influenced insurance trends and shed light on new considerations for financial planning. In this blog post, we’ll explore the severe weather trends of 2024 and explore how the insurance industry has reacted to and evolved alongside these shifting patterns. Top Three Severe Weather Trends of 2024 As of November, the NOAA has confirmed 24 billion-dollar disasters across the U.S. this year, ranging from severe storms and tropical cyclones to winter storms and wildfires. While 2024 has brought on fewer disaster events than in 2023, the year has presented [...]

Flynn Wright2024-12-18T16:13:52+00:00Tags: home insurance, severe weather|

Fortifying Your Home While Away on Travel

As the holiday season approaches, many homeowners are excited to escape for celebration and quality time with family and friends; however, leaving your home unattended with looming severe weather ready to strike this winter season can leave you worrying. Whether your area is expecting heavy rains, winter storms, or strong winds, taking the time to secure your property against the elements is the key to establishing peace of mind before you lock the door and head on your next getaway. Here are a few tips to ensure your home is protected against severe weather, even when you’re not there. Clear Your Gutters: Before you leave, take the time to inspect your roof and clear the gutters of debris to prevent water buildup that could lead to leaks or water damage. Secure Windows and Doors: Check that all windows and doors are closed and tightly sealed to ensure that your home’s [...]

Flynn Wright2024-11-01T15:11:25+00:00Tags: homeowner tips, severe weather|

Weathering the Storm: Tips for Creating a Severe Weather Emergency Kit

When disaster strikes, being sufficiently prepared for an emergency can minimize danger and put you on good footing towards the road to recovery. Having an emergency kit that is easily accessible can provide the gift of time and confidence to better ensure your family’s safety and fortify resilience against looming severe weather events. In this post, we’ll discuss what true preparedness looks like, the elements of a good emergency kit, and how you can achieve peace of mind for your household. Why You Need an Emergency Kit Whether you live in a disaster-prone area or reside in milder climates, emergency kits can be a lifesaving resource for everyone. Furthermore, in today’s evolving weather landscape, it is crucial to build a comprehensive emergency kit that can ensure you’re equipped for any type of severe weather. Recoop’s Damage Report series found that many states experience a diversity of perils throughout the seasons. [...]

Flynn Wright2024-10-01T16:41:18+00:00Tags: homeowner tips, natural disasters, severe weather|

Peril Know-How: Building Sturdy Foundations for Earthquake Preparedness

Earthquakes strike without warning, leaving wide-ranging destruction in their wake. Preparation is the key to minimizing risk and protecting your loved ones from this unseen and unpredictable threat. Here are some essential tips for ensuring your safety before, during, and after an earthquake. Understanding Earthquakes Earthquakes occur when tectonic plates shift along the earth’s surface, releasing energy in the form of seismic waves that can cause the ground to shake. As extreme as that sounds, earthquakes occur quite frequently and are often weak enough to go unnoticed. In 2023 alone, the U.S. recorded 89,707 earthquakes across the country (Volcano Discovery). Earthquakes are most prevalent in the West (specifically California, Nevada, Washington, Wyoming, Idaho, Montana, and Utah), as well as Alaska and Hawaii due to their prime location atop major fault lines. However, no region in the U.S. is entirely immune from quakes, as is evidenced by the recent earthquake that [...]

Flynn Wright2024-08-01T15:33:43+00:00Tags: homeowner tips, natural disasters, severe weather|

Peril Know-How: The Growing Threat of Dust Storms

While dust storms aren’t often a prevalent topic in the severe weather space, they are certainly ready to enter the conversation as reports show that atmospheric dust levels across the Great Plains have nearly doubled between 2000 and 2018. Dust storms are characterized by strong winds carrying dust and debris. In this blog, we’ll explore some important safety tips for understanding as well as navigating dust storms to minimize their impact on your property and financial wellbeing. What is a dust storm? Dust storms occur when strong winds lift loose soil and dust particles, creating a dense cloud that can reduce visibility and cause significant damage. This phenomenon is more likely to occur after a period of drought, when the land is warmer and soil is more exposed to winds, which is why we typically see dust storms during the dry summer months between June and August. Arid or semi-arid [...]

Flynn Wright2024-05-23T13:46:26+00:00Tags: homeowner tips, severe weather|

How to Safeguard Your Pets During Extreme Weather

May is National Pet Month and to celebrate, we’re discussing a topic that’s not often prioritized in conversations about disaster preparedness: safeguarding your pets during extreme weather. Any pet owner knows that our pets are more than just animals, they’re beloved members of our families. Just like us, they’re vulnerable to the impacts of severe weather and natural disasters. Whether you’re facing a hurricane, wildfire, earthquake or blizzard, being prepared can make all the difference in keeping your furry companions safe. In this blog, we’ll explore essential preparation and precautions to ensure the well-being of pets during an emergency. Create an Emergency Kit: Alongside your family emergency kit, prepare a pet-specific kit that contains essential items: Sufficient pet food and water reserves for at least three days Medications Collapsible food and water bowls Copies of identification and vaccination records Leashes, blankets, towels, and a familiar toy or comfort item Develop [...]

Flynn Wright2024-05-01T18:44:37+00:00Tags: homeowner tips, severe weather|

Be Informed, Be Prepared: Top Resources for Staying In-the-Know About Severe Weather

While hurricanes and blizzards may come with some fair warning, many natural disasters strike with little to no warning at all. Depending on where you reside in the United States, different types of disasters can impact your area throughout the year. The Great Plains aren’t likely to see a hurricane any time soon and tornadoes may be scarce in Alaska, but that doesn’t mean they’re free from the negative impact that comes with adverse weather. From 2011 to 2021, 90% of all counties in the United States, representing 93% of the country’s total population, suffered a weather disaster. And because many disasters can be interconnected, it’s wise to be wise about weather patterns happening throughout your region. Because Recoop Disaster Insurance is here to protect your family and your finances after disaster strikes, we wanted to share top tools to help you stay tuned into what could be coming your [...]

Flynn Wright2024-03-12T18:25:20+00:00Tags: natural disasters, severe weather|